June 2018 – There is no question that all investors should be well educated about investing (assuming they have the time and interest to do so on a regular basis) and to understand how their personal situations, experiences, objectives, time horizons and risk tolerance dictates what investments and Asset Allocation are appropriate for them.  Recently, there are has been a lot of focus on the fees that clients pay for investment advice, but it is important to consider these fees in comparison with the value of professional advice that an advisor provides. Lower fees do not necessarily equate to higher returns, nor a larger portfolio.  Experienced professional advice helps investors sleep at night, stick to their plan, or be able to enjoy the lifestyle they expect.