September 2018 – When you buy life insurance from your bank or lender to cover your outstanding mortgage, who are you really wanting to protect? Your bank or your family? Mortgage insurance protects your bank by paying them off for their mortgage to you. Nothing is left for your family. For usually the same cost, you can instead buy personal life insurance to protect your family by providing them with money to use as its most needed. They can pay off the mortgage and have extra money left over for other expenses, or pay none or only part of the mortgage outstanding, then use the money to provide them with income or for other purposes. Comparing the costs is easy. I can shop the market for you so you can decide what best fits the needs of your family. After all, its your family’s financial security that’s most important.