April 2018 – Having the right asset allocation and sufficient diversification are major factors for ensuring your portfolio will help you reach your goals.  Unfortunately, many of us suffer from ‘home bias’ meaning the majority of our portfolios are invested in Canada.  This is concerning, especially when you consider that much of Canada’s economy is tied to oil which besides being very cyclical, can’t make it out to market.  Working with a professional advisor can help you build a strong portfolio designed to meet your specific needs and objectives.