April 2019- More than half of millennials don’t have any life insurance… …and only a third have even thought about it. Many believe it’s too expensive or that they only need it if they have dependents. However, the best time to buy it is when you are young and healthy. Life insurance can be both flexible and affordable, and will protect your loved ones from outstanding debts, including a mortgage. It will also ensure that if you later have dependants who need support, you won’t have to worry about future lifestyle or health issues that may make insurance unaffordable or unattainable when its most needed.