February 2018 – Do you know where your income in retirement will come from? Knowing when and how best to access government benefits, registered assets, non registered assets and employer pensions takes careful planning if you want to ensure the retirement lifestyle you have been looking forward to. The sooner you know your options, and what considerations to take into account, the better you can select the best outcome for your specific situation. As a professional Certified Financial Planner I specialize in maximizing income, retirement and estate plans, and minimizing taxes and risks.