September 2020: Consider what risks you can protect yourself from:
· Mortgage insurance (Who are you protecting? Your family, or your bank?)
· Travel insurance (Out of country medical expenses can be devastating). Be careful about COVID19 exclusions.
· Critical Illness protection (Tax free cash to pay for the extra expenses if you become seriously ill)
· Disability insurance (What if you could never work again? Is your Group coverage adequate?)
· Life Insurance (Is the amount still right? Do you have more or less responsibilities/needs? If you didn’t come home tonight, would your family or business be OK?)
. Creditor protection for your assets
· Long term care insurance (Who will pay for the care you will want)
None of us knows what the future holds, and as we’ve seen, the world can change drastically without notice. Review your needs and current protection with a professional financial planner