May 2018 – Amazingly some people still don’t understand the need for Critical Illness protection. While government medical plans cover many of the costs related to most illnesses, critical illness insurance provides you with tax free cash to help you focus on recovery, without worrying about your financial obligations. You decide the best way to use this unconditional tax free cash, whether to help with rent, car payments, groceries, home and/or child care, transportation/accommodation costs while travelling to your treatments, medications, tests or treatments not covered by your government plan, or to replace your lost income (or your spouse’s lost income while they are helping you) or even a vacation.  I can show you all the options available to help you choose the best protection within your budget.