July 2018 – Don’t miss out on tax saving opportunities (and perhaps some government grants) by not maximizing your contribution room to Registered Retirement Savings Plans, Tax Free Savings Plans, and Registered Education Savings Plans. If someone in your family is eligible for the Disability Tax Credit, contribute to their Registered Disability Savings Plan. If you expect to have excess wealth that you want to pass on, your estate plan should include using the tax exempt features of life insurance policies which will build greater wealth. Work with a professional financial planner to help you maximize all your opportunities.