May 2018 –  As you head off for vacation, don’t forget your Emergency Travel Insurance. Consider a multi trip plan if you occasionally scoot across the border for gas or shopping, as accidents often happen in a split second and the related costs can be devastating. And remember, even if you call your insurer for approval before seeking treatment, also ask exactly what evidence they’re going to want before they will pay the claim. Some hospitals will want your credit card or payment, and expect you to get reimbursed by your Insurance company. It’s a lot faster and easier to get all the needed paperwork while you’re still there, than once you’re home and trying to get copies from afar.